Monday, September 27, 2010

Pensions, Lies, and Videotape: An Employee's Guide to UC's Propaganda

I write this post with great urgency. The University of California is about to decide on a path that will determine its future, and if the university's employees don't wake up and do some math, there may be no turning back. The basic truth is that the UC administration is misinforming its employees in order to get them to accept a reduction of pay and benefits; however to understand how the university is misleading its workers, one must first comprehend how the system is financed.

In its effort to convince employees that they should either choose a permanent 7% pay reduction or see their retirement benefits be reduced by close to 50%, the UC administration is simply misrepresenting the following issues: 1) why a high level of contributions is currently needed; 2) how the UC has historically funded retirement; 3) what are the most effective ways of dealing with the problem; and 4) how the problem will affect the future of the university. To respond to these issues, we can simply go to the videotape and look at the recent Post-Employment Benefits Town Hall (click here to see the video ).

The first major area of contention is the question of how we got into this mess. The university's simple response is that we were all on a contribution holiday for the last twenty years, and now we are paying the price. It is interesting that by using the term “holiday,” it sounds like we have all been partying, and now not only do we have hangovers, but we have to pay for the damage we all have done to ourselves and those around us. In response to this depiction, we must remember that it is the regents who have ultimate authority over UCRP, and so it is the regents, and not the employees or the state, who are responsible. Moreover, in Nathan Brostrom's Town Hall response to what happened to the pension fund, he does not even mention that the university lost $16 billion in its retirement investments during 2008-09, and he also does not state that it is the regents who have responsibility for these investments. And of course, the administration is turning to the regents to correct the problem after they have caused it.

To counter the fact that investment losses are in part driving the pension’s growing unfunded liability, the university argues that if we never stopped contributing, we would be over-funded. My response to this defense is that, yes, the regents were wrong to stop contributions, but we have to ask, where did the money go that the UC once put into our retirement system? Moreover, even if we did continue our contributions, the regents might have lost funds through high-risk investments.

As a recent study of the UC regents shows, the UC has placed much of its retirement investments in high-risk areas because the regents themselves stand to profit from certain types of investment. Thus, the move to private equity, hedge funds, and real estate was pushed by regents who have strong stakes in these areas. If this true, and no one has been able to disprove it, it is a very scary thought that the same regents will decide the fate of not only our retirement system but the entire UC budget.

Due to the massive investment losses and the failure to continue contributions, the university now faces the strong possibility of having to contribute over 20% of its budget to the pension for the next twenty years. This means that the pension problem is not just a retirement issue, but it is a system-wide problem. We are talking here about a permanent crisis coupled with permanent furloughs. After all, when the UC lost just 1% of its funding during the last two years, the administration imposed layoffs, furloughs, departmental reductions, and a major reduction of spending on instruction. Imagine what will happen when the UC has to put 20% of its budget into the pension program.

This frightening scenario doesn't have to become reality. The UC does not have to reduce its budget, and we can force the regents to do the right thing, but first we must counter several misrepresentations, including how the UC really spends its money.

In terms of pension contributions, we need to remember that only a third of the employer costs comes from the core budget, and the university itself argues that the state is obligated to pay that part. Since only one third of the UC employees covered by UCRP are state funded, the other two thirds of the employer contributions should be paid by the medical centers, external research grants, and other services. This means that even if the employer had to contribute 20% of covered compensation to the plan, it would only really be less than 7% out of the general budget, and if the state paid its share, we would lose nothing from our core budget.

It is also essential to point out that the administration misrepresented the facts during its Town Hall when Duaine Duckett argued that the UC would try to keep the historical contribution split of the employer paying twice as much as the employee. In fact, during the last decade of contributions (the 1980s), the employer contributed an average of 12% and the employees averaged 2.4% (a 5:1 ratio). This division is obviously nowhere near a two-to-one ratio, and so I must declare that the university is intent on lying about the past.

So as many people have asked me, why would the UC lie about this? The simple answer is that they want the employees to feel that they must pay a much higher part of their salary into the system to keep it healthy. However, the more complicated response returns us to how the UC budget works. Currently, most of the budget comes from the medical centers and external grants, and as we have discovered this year, the grants on the whole lose hundreds of million dollars each year , and the medical services make billions of dollars of profits annually. However, as we learned from the furlough fiasco, the medical centers do not want to pay their fair share, and the people being paid from external grants are afraid that if they ask the grant-giving agencies, primarily the federal government, to pay their fair share, the UC will lose many of its grants.

While for the last few years, the university has justified not starting contributions on the grounds that the state has to pay its part in order for the grants and services to pay their share, now we hear that the medical centers do not think they can pay their part even though they had over $5 billion of net profit last year. Due to their enormous wealth, the medical services are not only delaying the employer contributions, but they are calling for a defined contribution plan that the university is now considering.

As several faculty senate committees have argued and some of the unions now support, the first thing that has to be done to stabilize the retirement plan is to fund the full normal cost, which is about 17% of covered compensation. Moreover, we have to start paying down the unfunded liability, and by a total contribution of about 23% for the next several years, we could accomplish both of these goals. If we maintain the historical division of contributions, the university should contribute 19% (roughly a third from the state, a third from medical centers, and a third from grants and other services); meanwhile, the employees should contribute 4% of their salary. If we moved this year to this type of funding level, we would not have to change the retirement calculations or offer a new tier or a defined contribution plan.

Instead of accepting this type of rational funding plan, the UC administration is intent on creating a new system that redistributes wealth to the top, and if employees think that it is only the new employees who will be screwed, please think again. In order to motivate people to opt into the plan in 2013, the university plans to increase the employee contributions to at least 7%, while the new plan will offer a cheaper benefit for a lower contribution level. It is therefore untrue when university officials insist that the new changes will not affect current employees. Furthermore, by creating new plans, you pull people out of the current system, when what we need is more people paying into the common fund.

According to the university’s own account, the new tiers will not reduce the unfunded liability for the next twenty years, and the plan will only become fully funded in thirty years. Their suggested solutions are not only morally unfair, but they do not make financial sense. In one of the typical university misrepresentations, Brostrom simply says “When we look at the next 30 to 40 years, we have too few assets.” The real truth is that no one can predict what will happen with the financial markets in thirty years, and therefore we must have a system where we continue to monitor our investments so that we can readjust our contribution levels. Of course, we also have to make sure we are making the best investment decisions, and this is why the unions have argued for shared governance over the pension plan.

In response to the union coalition’s request for employee representation on the pension investment board, President Yudof wrote that it is unnecessary because the UC has been outperforming its competitors by averaging an 8.9% rate of return during the last twenty years. However, Charles Schwartz has shown that the UC has been underperforming since 2000 when it started to outsource the management of many of its investments. While it may not be a lie to proclaim that the UC has outperformed its “benchmarks,” the question remains concerning the value of the benchmarks UC continues to use for comparison. Moreover, while many large investment funds lost 30% of their value during the global fiscal meltdown, most of these funds used the same questionable practice of moving funds into high-risks assets. What we need for the university to do is to at least acknowledge that their investment policies may have contributed to the under-funding status of the pension plan because without this acknowledgment, it will be impossible to make better decisions in the future.

One possible hope from the PEB Town Hall is that the university promises to listen to the faculty senates, and so it is necessary for faculty to make their voices heard on their local campuses. Faculty have to clearly reject the new proposed plans, and they have to push for a more equitable and effective funding policy. Unfortunately, things are moving fast, and the administration plans to discuss the new changes at the next regents meeting in November and then possibly vote on them in December. If staff, faculty, and unions work together to fight for a better plan, we can reverse the administration’s intended changes.

181 comments:

  1. how are employees at the labs affected or not affected? my understanding is that they enjoy significantly better retirement packages and this has been the case for many years; also they enjoy professional development and fringe like getting their education paid for - not just a discount- but fully funded; and enjoy being paid above market for their skills/job titles.
    is this true?

    if the labs and med centers are so different in how they operate and the packages they offer to employees -- i think that it is very important for staff on campuses to know this information, so that they can fully consider their own interests.

    ReplyDelete
  2. This is not good sign for university of california that mis leading his worker. The UC propaganda may down the image of university.
    Thanks..........
    ragards, saad from
    Education

    ReplyDelete
  3. The present day economy is not going at the rate that it ought to be. The budgetary breakdown of 2008 is as yet destroying ruin on the white collar class. In light of this, numerous individuals are attempting to get by. Organizations simply are not contracting the way they used to. This has made a huge spike in unemployment. www.usapaydayloanstore.com/chicago

    ReplyDelete
  4. Sponsors for autos, charge cards, and numerous other individual credits affection to cite the yearly rate. The Annual Percentage Rate is not the genuine measure of interest you will pay in light of the fact that it does exclude the rate at which the equalization mixes. Hence purchasers ought to dependably take a gander at the Annual Percentage Yield. This incorporates aggravating and will mirror the real sum you pay regarding the advance. auto title loans fresno

    ReplyDelete
  5. In the event that you have ended up in a negative value or upside down circumstance with your cruiser don't feel like there is no chance to get out. Quite a few people simply surrender and permit their bicycle to be repossessed and sold off at closeout which just intensifies their issue, now you owe cash on a bicycle that you don't have and can't ride! Payday Loans Corona

    ReplyDelete

  6. You will accept paid $75 for your loan. That translates into an anniversary allotment bulk (APR) of 780%. It's actual high, but that's because artful the APR is circuitous and involves not alone the accommodation bulk and the fee, but the aeon of the loan-how continued until you pay it back.
    Payday Loans

    ReplyDelete
  7. When I called Sallie Mae for the benefit of Fred, I was exchanged quickly to their accumulations office. I immediately discovered that these are the general population you need to converse with keeping in mind the end goal to get real offer assistance. They have significantly more power to help than the average client administration individual. payday loans

    ReplyDelete

  8. شركة نقل اثاث بالدمام التفاؤل شركة نقل اثاث بالخبر كما انها افضل شركة نقل اثاث بالجبيل نقل عفش واثاث بالجبيل والخبر والقطيف والدمام
    شركة نقل اثاث بالدمام
    شركة نقل اثاث بالجبيل
    شركة نقل اثاث بالقطيف

    ReplyDelete
  9. A visit to the Financial Aid Offices on any school grounds can uncover a considerable number of more advance and financing choices to an understudy, not simply understudy advances for terrible credit borrowers. A large number of these choices are given by the schools themselves, through grants, allows and even expense installment plans. cash advance

    ReplyDelete
  10. Further, if an understudy has terrible credit, they may feel disheartened when they apply for an understudy advance from a private loan specialist and are turned down over and over. This exhibits an obstruction to the understudy's yearnings of accomplishing their degree. cash advance

    ReplyDelete
  11. Government understudy advance alleviation projects are accessible to help account holders evade default status. Contingent upon what kind of credit you have in your portfolio, advance specialists will guide your advances to all qualified help. cash advance

    ReplyDelete
  12. For some families the unprecedented moderateness of a mobile home makes possession a more probable reality in the event that they can't enter the market for customarily fabricated homes. cash advance chicago

    ReplyDelete
  13. www.office.com/setup
    Awesome! It's really awesome piece of writing, I have got much clear idea concerning from this article.
    www.office.com/setup

    ReplyDelete

  14. Amazing blog page! It happens to be truly an outdoor not to mention effective bit of advice. Virtually all items need a specific thing to read. Your training is really fantastic not to mention I just understand most people not to mention hopping for a bit of further instructive items. Nowadays follow this Payday Loans Spring-Valley A considerable amount of thanks a lot for the purpose of decent give good results. Keep writing.

    ReplyDelete
  15. This comment has been removed by the author.

    ReplyDelete
  16. Product Items Is a Product Review Website. Here We Reviewed Best Product. If You Want to Buy Any Product, You Need to Read Product Features, Product Details, Product Description, Product Specification, Product Ratting, Pros and Cons. If You Want to Learn More Product Review Visit our Product Items Website.

    ReplyDelete
  17. شركة اضواء جدة شركة نقل عفش افضل وارخص دليل شركات نقل العفش وشركات نقل الاثاث حيث يقدم الأيدي المدربة فى نقل عفش واثاث باسرع الطرق مع التغليف والتخزين.

    ReplyDelete
  18. ListForever – Never Ending Show Starts Here. Guys it is a place for some of really interesting, fascinating and knowledgeable lists like; Fastest car, Fastest bike, Fastest train, Fastest animal, Most expensive watch, Most expensive hotel, Tallest building, Hottest women, Most expensive shoes, Highest paid actor, Most powerful military, Most powerful people in the world, Hottest actress in Hollywood, Most beautiful Italian women, Most beautiful British actress, Highest grossing movie of all time, Best Bollywood movie of all time, Foods that can kill you. We are here with some cool lists, after reading it shall definitely update you with interesting trivia.

    ReplyDelete
  19. Stardust Boutique is a Jovani prom dresses company. If you are looking for a prom dress, we are a Jovani dress store and stockist supplying UK, USA, Canada, Australia, internationally.We stock all kinds of Jovani if you want a Jovani prom dresses, Jovani short dress, Jovani evening dress, Jovani pageant dress, jvn prom dress, jvn short dress and pageant dresses.

    ReplyDelete
  20. The Electric Blender for people to save time and reduce stress The Comparisons vs Reviews Deal of best food processor, Best Smoothie Blender, Best Personal Blender, Best Commercial Blender, best portable blender, Best immersion blender, Best Vitamix Blender, best ninja blender,Best Magic Bullet Blender, best Blendtec blender, The comparisons between Blendtec vs Vitamix, of Magic Bullet vs NutriBullet is another issue to consider if you are looking for a smart and efficient blender. But the Nutri Ninja vs NutriBullet will help you to decide to get the right one. and Best Food Dehydrator, Best Food Chopper, best vegetable chopper Reviews, buying a guide.

    ReplyDelete
  21. WeberGuide is a product reviewing and informative website that provides a fruitful guide in before and after buying all the accessories. We Publish Information about Home Accessories, Sports, Outdoor and Gardening. Visit our website to see our latest article on Best Kukri Knife, Best Flushing Toilet, Best Air Mattress and so on. For the most part, there are numerous sorts of sites on the web about the best items. In any case, we locate that the greater part of these are ecommerce site where individuals are simply attempting to offer their items. In any case, here on this site, you will get bunches of data which will spare your significant time and help you to pick the best items.

    ReplyDelete
  22. شركة نقل عفش بجدة , شركة نقل اثاث بجدة ,شركات نقل العفش بجدة , شركات نقل الاثاث بجدة, افضل شركة نقل عفش بجدة , افضل شركة نقل اثاث بجدة , نقل عفش بجدة ,نقل اثاث بجدة ’ ارخص شركة نقل عفش بجدة ,ارخص شركة نقل اثاث بجدة , نقل عفش بجدة رخيص , شركة , شركات ’ جدة , عفش , اثاث , افضل , ارخص , سيارات , رقم , ارقام , دليل , مؤسسة , مؤسسة نقل عفش بجدة , ديانا , , اضواء جدة

    ReplyDelete
  23. If you want to know Most Expensive Watch. you can visit listforever.com here you will get Top 21 Most Expensive Watch | Pictures, Price and Specifications

    ReplyDelete
  24. Best Kukri is a product reviewing and informative website that provides a fruitful guide in before and after buying all the accessories. We Publish Information about Home Accessories, Sports, Outdoor and Gardening. Visit our website to see our latest article on Best Kukri Knife, Best Flushing Toilet, Best Air Mattress and so on. For the most part, there are numerous sorts of sites on the web about the best items. In any case, we locate that the greater part of these are E-Commerce site where individuals are simply attempting to offer their items. In any case, here on this site, you will get bunches of data which will spare your significant time and help you to pick the best items.

    ReplyDelete
  25. Find Vacuum Cleaner - Get Trusted Vacuum Cleaner Reviews If you want to Find Best Vacuum Cleaner Here you will Get Trusted Vacuum Cleaner Reviews, Pros, cons, Buying Guide, etc. Get your Vacuum Cleaner

    ReplyDelete
  26. Top 12 Fastest Trains in the World Here are the world’s fastest trains in commercial service, ranked by their operating speed Top 12 Fastest Trains in the World

    ReplyDelete
  27. Utility kilt is comfortable and easy to wear.you can read this post. it is a good informative post on yours.

    ReplyDelete
  28. Rijschool den haag Hofstad rijopleiding is écht gevestigd in Den Haag Wij helpen je met het behalen van je autorijbewijs na je rijexamen leer je pas echt autorijden Wij helpen je een heel eind op weg om het verkeer in Den Haag én in Nederland de baas te zijn Wij gaan voor kwalitatief rijden!

    ReplyDelete
  29. Need a helping hand with making dinner We have rounded up the Best Hand Blender to consider when adding to your kitchen gadgets

    ReplyDelete
  30. Turbo Steam is a powerful, yet portable, fabric and clothes steamer for all of your steaming needs. Our Turbo Steam takes only 45 seconds to heat up and to start generating steam and its steam delivery system evenly distributes steam across fabrics to remove even the worst wrinkles.

    ReplyDelete
  31. This is a great inspiring article.I am pretty much pleased with your good work.You put really very helpful information.

    www.office.com/setup
    www.norton.com/setup
    office.com/setup

    ReplyDelete
  32. if anybody an interested to buy a kilt. so you can read my post.it is a good and informative post for yours. You can get a premium quality custom fit Tactical kilt form kilt master. you can like this.

    ReplyDelete
  33. تقدم شركة شركة النقل في الدمام جميع عملائها مجموعة واسعة من الخدمات لم يتم رؤيتها قبل أي شركة أخرى لنقل الرغيف. كما سيقدم لك مجموعة كبيرة من الخصومات الضخمة على عمليات النقل التي تصل إلى 40٪.

    ReplyDelete
  34. This is a great inspiring article.I am pretty much pleased with your good work.You put really very helpful information.

    www.office.com/setup
    www.norton.com/setup
    office.com/setup

    ReplyDelete
  35. The best Transport company in Taif and Imher carpenters in the dismantling and installation of furniture.

    ReplyDelete
  36. Rijschool Delft Ben je opzoek naar een goede rijschool in Delft Voor lessen van topkwaliteit tegen voordelige prijzen moet je zeker bij Hofstad Rijopleiding wezen!

    ReplyDelete
  37. If you are finding 6 man tent then this tent is very usefull for you. 6 man Can easily sleep on this tent. It has 2 doors and 2 windows. It is for whole familiy.

    ReplyDelete
  38. Fitness tracker watch is Usefull for tracking your Health. This tracking watch can monitor your Blood pressure , Heart rate and whole body health. It is very usefull. When you go on tour then this watch is best choice for you.

    ReplyDelete
  39. Laptop Backpack is very Usefull thing Now a days. It is Also know as rucksack and sackpack. Laptop backpack used for to cover Laptops and carry laptops from one location another. It is very usefull.

    ReplyDelete
  40. The Happy Tourists staff Likes this Post. This is very imformative. Happy Tourists is providing Travel Essentials Online. Buy All types of Tourists Related Equipment from Happy tourists.

    ReplyDelete
  41. This is an awesome post, thanks for this useful information think this will helps other, keep posting for update us.
    Leather kilt

    ReplyDelete
  42. Prom Dress Hut is a prom dresses company. If you are looking for a prom dress, check out our Latest Prom Dress Collection. You can order from Prom Dresses USA, Prom Dresses UK, Prom Dresses Australia, Prom Dresses Canada, and Prom Dresses Germany.

    ReplyDelete
  43. Using the Images Background Remover service, you can get the best possible solutions. The photos will be livelier and you can use them anywhere. The importance of Background Remover Online is undeniable for every photo. Before we move to the benefits of having the service, it is better to know about the service.

    ReplyDelete
  44. Nearbest10 is a participant in the Amazon Services LLC Associates Program which is an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Amazon, the Amazon logo, AmazonSupply, and the AmazonSupply logo are trademarks of Amazon.com, Inc. or its affiliate.

    ReplyDelete
  45. In other sense, the clipping path is like creating a path that will remove the bars from the photo. As the name suggests, it clips a path. It points that the path that you not need gets clipped. The ClippingPath Service Provider is able to bring the change in the photos. Applying the Photoshop tool, the provider does the task.

    ReplyDelete
  46. We are an independent company who providing technical support for for Norton products.If you are Facing problems your Norton products or having any issues during the work do call us and our company will fix your problem and you need any suggestion regarding any Norton product feel-free to call us on our toll-free numbers for further information.
    www.norton.com/setup

    ReplyDelete
  47. www.office.com/setup
    Learn how to download and setup & Microsoft office software For Windows and Mac OS PC/Laptop

    ReplyDelete
  48. Read the best Foot Massager Reviews of 2019 Inthe following article, we present the top 8 models available today and revealtheir pros and cons.

    ReplyDelete
  49. Install norton setup – Sign-in to you norton account and then Enter 25 digit alphanumeric norton setup product key on country and language.click on next to start norton installation.We are the best norton Setup in US, Canada and Australia.
    www.norton.com/setup

    ReplyDelete
  50. Gypsum designer providing innovative building solutions to meet the demands of customers for sustainable performance solutions. Gypsum designer Inc. is a key resource for architects, contractors, and design professionals.

    ReplyDelete
  51. If you are wondering for professional Web Designs to generate leads and attract your customers. Get the best innovative designs from us. We stunning design you can get what you can think.
    Web Designs |web design company houston |web development houston |web design houston |houston website design

    ReplyDelete
  52. This is really helpful post, very informative there is no doubt about it. I found this one pretty fascinating.

    norton.com/setup

    ReplyDelete
  53. If you are wondering for professional Health Fitness Tips to maintain your body and attract your buddy. Then Get the best Information & oil from us.

    Fitness tips |Healthy Oils |Fitness |CBD oil |Health Fit Beauty

    ReplyDelete
  54. http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store
    http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store
    http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store
    http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store

    ReplyDelete
  55. http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store
    http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store
    http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store

    ReplyDelete
  56. http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store
    http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store
    http://dragonsupportnumbers.com
    http://www.onlinecomputersolution.com
    http://pogogamehelpline.com
    http://nortonsetup.store

    ReplyDelete
  57. Fix problems sending AOL Mail
    McAfee.com/activate
    Canon support for basic issues
    Zone Alarm Contact
    Games not working? Try these troubleshooting steps
    Poppit! Bingo game not working or loading
    Trend Micro Security software
    DICTATION PROBLEMS IN NATURALLYSPEAKING
    Dragon Dictation
    Trend Micro not opening
    How To Fix Pogo Game Won’t Load or not stacking
    Solitaire Game Support
    Outlook Support
    Roadrunner Email Support
    Problem With Panda Antivirus
    Quicken Error CC-501 Occurs
    Quick Fix to AOL Gold Icon Not Responding Problem
    MCAFEE ANTIVIRUS BASIC ISSUES AND ITS SOLUTION
    How to Fix Common Webroot Antivirus Problems ?
    Avast 2019 on Windows 10 Not Working
    Webroot Key-code not working?
    Norton Setup
    How to Fix Overflow Error in QuickBooks Desktop: Step-by-Step Guide
    Outlook is not opening
    How to remove Porn Sites pop-up
    install kaspersky with activation code
    Excel 2010 not responding, hangs, freezes or stops working
    Eliminate Microsoft Excel Issues
    How do I download and install Lightroom CC?
    Pogo Game Is Not Loading
    How to install Kaspersky Total Security 19
    Kaspersky Error 27300 How To Fix
    AOL Gold Won’t Open – How to Fix?
    Where to buy an activation code for a Kaspersky Lab product
    Solve Adobe Photoshop problems and issues by keeping it up-to-date
    What is the best browser to use for Pogo games?
    Five fast tips to improve your printing
    How to Resolve TurboTax Error Code 65535 “Unexpected Error”?
    How to fix printer problems
    How to Fix if AVG Installation Gets Stuck?

    ReplyDelete
  58. Photo Retouching is one of the most impressive services in photo editing. It helps to bring a positive vibe and look on the photos. Most of the end-level users are in great needs of Photo Retouching services. But you need to be careful while selecting the best one.

    ReplyDelete
  59. Wow, amazing blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your website is fantastic, let alone the content!
    norton.com/setup

    mcafee.com/activate

    office.com/setup

    ReplyDelete
  60. Background Removal Services (BRS) is of the all kind Photo editing service providers around the world and cheap rates, the work is submitted according to the delivery time. We offer our global clients: Background Removal, Multiple Path, Clipping Path, Photo Restoration, Photo Neck Joint, Jewelry Photo Retouching, Product retouching, Color Correction, Image Mirror Effect, Deep Etching, Logo Design, banner design services and much more...

    ReplyDelete
  61. Norton.com/setup - Norton is a well-known name offering a variety of security services to their users.
    It has marked its name in the market of personal as well as business security.

    ReplyDelete
  62. Image editing service Image Editing service. suppliers around the globe and modest rates, the work is submitted by the conveyance time. We offer our worldwide customers: Background Removal, Multiple Path, Clipping Path, Photo Restoration, Photo Neck Joint, Jewelry Photo Retouching, Product modifying, Color Correction, Image Mirror Effect, Deep Etching, Logo Design, flag configuration services.Zenith IT is one of the best image editing service provider company. We work all over the world. We mainly work in USA, UK, UAE, Australia, Denmark, Germany, France, Poland, Switzerland, Canada & Norway

    ReplyDelete
  63. Image editing service Image Editing service. suppliers around the globe and modest rates, the work is submitted by the conveyance time. We offer our worldwide customers: Background Removal, Multiple Path, Clipping Path, Photo Restoration, Photo Neck Joint, Jewelry Photo Retouching, Product modifying, Color Correction, Image Mirror Effect, Deep Etching, Logo Design, flag configuration services.Zenith IT is one of the best image editing service provider company. We work all over the world. We mainly work in USA, UK, UAE, Australia, Denmark, Germany, France, Poland, Switzerland, Canada & Norway

    ReplyDelete

  64. Image editing service Image Editing service. suppliers around the globe and modest rates, the work is submitted by the conveyance time. We offer our worldwide customers: Background Removal, Multiple Path, Clipping Path, Photo Restoration, Photo Neck Joint, Jewelry Photo Retouching, Product modifying, Color Correction, Image Mirror Effect, Deep Etching, Logo Design, flag configuration services.Zenith IT is one of the best image editing service provider company. We work all over the world. We mainly work in USA, UK, UAE, Australia, Denmark, Germany, France, Poland, Switzerland, Canada & Norway.

    ReplyDelete

  65. Image Retouching is a standout amongst the most noteworthy administrations in Image altering. It expedites a positive vibe and look the Image. The majority of the end-level clients are in extraordinary necessities of image retouching Services. Be that as it may, you should be cautious while choosing the best one.Chat discussion end Type a message....

    ReplyDelete
  66. Banner Design Service is a centering certainty for any sorts of business foundations. Standard demonstrate your items personality which is given by you. Deal with your standard plan administration inventively by any expert originator to feature your items. Imaginative pennant catches your client's eye.

    ReplyDelete

  67. We the BRS team which stands for background removal services are providing you with highly graphic design and photo editing and obviously the most popular brand identity design at your cost. Do Visit to have the view of creative ideas of designs. Creative designs do help to grab the attraction of the customers. Make your own business flourish with powerful design concept today!

    ReplyDelete

  68. Clipping by using the Photoshop pen tool is a very effective way to achieve a white background.The process involves basically tracing around the edges of your image, cutting it out and placing your image on top of a white layer. photoshop white background Although this method is very accurate, it is very time consuming especially if you have a large batch so please you can get our support. becausewe have a big team.

    ReplyDelete
  69. We can resize the photo with the help of Adobe Photoshop Editing service. We make cropping, positioning and file size optimization for nearly all the images we process. imag croppingeBy carrying out these processes in a line (after isolating and any additional editing), the images are 100% ready for final use. By saving images in the final format and with the right compression long loading time is ignored.If you are looking for the best Image resizing or cropping service Provider then contact us immediately.

    ReplyDelete
  70. Image masking is a powerful background changer while clipping method does not work.Image Masking This process is used to change or remove the background of an image of a target object which has hairy, fuzzy or soft edge like a dog or curly hair of a girl or transparent background like glass.

    ReplyDelete
  71. Hello, I'm Smith Warner. If you are facing issues with mcafee(mcafee.com/activate), norton(norton.com/setup) and office(office.com/setup) product. then you can visit my website.

    ReplyDelete
  72. norton.com/setup : An antivirus program is designed in order to protect your device from malicious software programs called norton setup. If the antivirus software detects any malicious code such as a virus, it will remove it by www.norton.com/setup , norton.com/nu16
    office.com/setup : Developed by Microsoft, MS-Office is a popular productivity suite that is being used by millions of consumers and businesses across the world. It comprises several applications such as PowerPoint, Excel, Visio, Word, and Access. You can choose its trial version that is free for 30 days or download the paid version from office setup. All you need to do is to enter a valid product key at office.com/setup.

    ReplyDelete
  73. Shadow Creation is the process to change the color of an image or video..Shadow Creation It means correcting the lighting, white color balance, red or blue color balance, so that the image looks more clear or natural

    ReplyDelete
  74. Apart from its PC & Mobile based antivirus software, users can make their internet connection safer with Norton Antivirus at www.norton.com/setup
    for norton antivirus Norton.com/nu16

    & install office office.com/setup
    365 or activate office
    365. Enter office Setup Product Key Here to Get Started with office Setup. We made the office Setup More Easier!
    Office Home and Student 2019 Setup


    ReplyDelete
  75. McAfee Antivirus protect unlimited devices with complete virus protection and internet security. We are able to save our time, money or space with it.McAfee Antivirus applications which are easily available in the market and also onwww.mcafee.com/activate. McAfee provides complete virus protection and internet security to all your devices. Know more about McAfee, McAfee Activation and McAfee Product Key here.
    www.mcafee.com/mtp/retailcard
    www.mcafee.com/mls/retailcard

    ReplyDelete
  76. McAfee’s Total Protection is a paid security application for computers that offers maximum protection against all forms of malware and viruses that spread offline or over the Internet.
    www.mcafee.com/mis/retailcard
    www.mcafee.com/dellactivation
    www.mcafee.com/activatedell

    ReplyDelete
  77. Microsoft Office Setup
    has an exceptional assortment of applications that can perform different tasks with cool features. These versions include office 2019 activation key, office 365 setup, Office 2016, Office 2013, Office 2010, office setup home and student 2019 and so many more. Visit www.office.com/setup to create these applications on your device. Looking to discover the best partner to help you with office.com/setup and some other kind of software recommendations, you are in the right place then. We are here to help students, IT professionals and beginners to learn all about setting up office com setup with product key and other styles of PC support needs.

    ReplyDelete
  78. norton.com/setup - In der heutigen Welt ist alles online oder in digitaler Form, was auch das Risiko von Viren, Trojanern, Betrügereien, Daten- und Identitäts diebstahl erhöht hat, und Norton bietet Schutz für Ihr digitales Leben vor Viren und Malware in Sekunden bruchteilen.
    Norton.com/setup

    ReplyDelete
  79. Total Security is the next gen security for your computer that detects and blocks viruses and malware. www.mcafee.com/activateand activate your product key.

    ReplyDelete
  80. Logo is the the symbol or representation of an Organization or company that identify that organization. Logo designing is to create that symbol..Logo Desging Adobe illustrator or photoshop is a powerful tool for logo designing. A suitable logo represents the activities, motive, aim of that organization in a visual way simply.

    ReplyDelete
  81. Microsoft office setup is an technical guide site in general created for reducing microsoft office.com/setup set up time issue and other regarding problem of office setup.

    ReplyDelete
  82. Norton security product is simple to install throughout the website www.norton.com/setup. It provides quick support for Norton installation, activation and setup. Norton Setup website (norton.com/setup) is 25 years old company.

    ReplyDelete
  83. The Norton software is simple to install on the link norton.com/setup. Among the essential characteristics of the Norton set up is that anything unwanted attempting to enter the system is automatically blocked by it.

    ReplyDelete
    Replies
    1. To support such users in resolving any of the Office Setup regarding issues, we intend to give unique and quality third-party Office Setup services and support via Email, phone, web & live chat. And, with our experienced and skilled experts, we guarantee that you deliver quick resolutions to any www.office.com/setup issues.
      office setup

      Delete
  84. For all the Office Setup users, we serve as the third party support provider for all the Office setup issues and troubleshooting all the concerning of office.com/setup. This involves basic installation, setup, activation, update, upgrade and all the other technical difficulties.
    office setup

    ReplyDelete
  85. Nice work keep it up thanks for sharing this article.

    mcafee.com/activate

    ReplyDelete
  86. Clipping path service is one kind of image editing Process where we select a important portion of an image and cut the unimportant part Clipping path We can delete the background or change background color to make it more attractive.

    ReplyDelete
  87. I read the complete post and I love this post. I really thankfull to you. seo expert india

    ReplyDelete
  88. Very nice article. I really impressed with your writing skills as well as with the layout of your article. For portrait e-commerce, e-commerce business, Photoshop need clipping path and image masking service making n images pop up provide Clipping Expert Asia. We provide all kinds of high-quality photo services service at a competitive price from
    Clipping Expert Asia. If, you want to take this service then please contact us.

    ReplyDelete
  89. Office.com/setup is a cloud-based suite discharged in 2013. Office 2016 is the most recent Office structure. Different prominent kinds of Microsoft's capability suite are Office 2013, Office 2010, Office 2007, and Office 2003.
    http://office-comofficeoffice.com/

    ReplyDelete
  90. Norton.com/setup can check the new details such as your subscription validity and features regarding My Subscription relation. Click upon the I nonattendance to download my Norton product upon my device to install the Norton setup Internet Security concerning a exchange device.
    http://norton-wwwnorton.com/

    ReplyDelete
  91. In the modernized world, a great deal of our correspondence happens over email. For this, Microsoft Office.com/setup has Outlook, which is a mind blowing email client and individual executive. Office can be started on www.office.com/setup.
    http://officecomcomoffice.com/

    ReplyDelete
  92. After visiting office.com/setup login to microsoft account to take steps sticking together of covenant of office setup, Any complexity in office.com/setup our
    accomplished will calm for office install.
    http://officecomoffiice.com

    ReplyDelete
  93. Get all Steps for installation and download, activate MS office setup. Enter your Office product key on www.office.com/setup.
    http://office-comofficecom.com

    ReplyDelete
  94. Make one more Norton setup account by visiting norton.com/setup. Use the credentials to download, install, and activate the Norton setup. Get the product activation key from www.norton.com/setup
    http://nortonwwwnorton.com

    ReplyDelete
  95. Norton Setup from norton.com/setup is easier by entering product key. Create Norton Account, Download Setup, Install and beginning Norton antivirus.
    http://norton-comnortonnorton.com

    ReplyDelete
  96. Norton Setup from norton.com/setup is easier by entering product key. Create Norton Account, Download Setup, Install and beginning Norton antivirus.
    http://norton-comnortonnorton.com

    ReplyDelete
  97. office.com/setupmyaccount , setup is comprehensible for all platforms considering every substitute versions subsequent to officesetup.com 2019, Office 365, Office Home & student. office.com/setup.com

    ReplyDelete
  98. Ensure every one of your gadgets with your Norton membership My norton setup makes it simple for you to set up your Norton.com/setup assurance, check your security status, and stretch out your insurance to different PCs, Macs, cell phones, and tablets. www.norton.com/myaccount

    ReplyDelete
  99. www.norton.com/setup to install setup product key, Learn how to download, install, and put into out fill Norton setup install as regards speaking the subject of your Windows and Mac device. http://nortoncom-nortonnorton.com/

    ReplyDelete
  100. Thanks for sharing your inspiring blog the information was very useful to my project ….

    norton.com/setup | office.com/setup | www.norton.com/setup

    ReplyDelete
  101. Thanks for sharing this post.It is very informative and helpful.
    www.office.com/setup
    office setup
    norton setup

    ReplyDelete
  102. office setup downloaded via Office.com/setup is one of the widely recommended encouragement which helps influence and organizations to make and collaborate within option platforms.
    office setup
    office.com/setup
    office.com/setup

    ReplyDelete
  103. Install any understandable of Norton product that has been purchased from an online origin or from a retail accrual, you dependence to offer valid details to make a accrual account by visiting.norton.com/setup from a web browser.
    http://norton-wwwnorton.com/

    ReplyDelete
  104. Callsmaster is an integrated brand and marketing technology company with a digital DNA. We are a team of yoCung, trained, skilled, and professional experts focused on transforming your business ideas into profitable and successful brands.
    digital marketing agency

    ReplyDelete
  105. Download your Webroot SecureAnywhere product from here! Installation instructions available for all major platforms and operating systems.
    Webroot.com/safe

    ReplyDelete
  106. Avast excel in services including computer/ browser security, antivirus, anti-spam, anti spyware, anti-phishing software, firewall etc.
    Avast Login

    ReplyDelete
  107. MyDrive Connect is a free support application that helps you to manage your content and services on your TomTom navigation device.
    Tomtom Update

    ReplyDelete
  108. Garmin Express is computer software used to update maps and device software by downloading and installing the latest versions to your device.
    Garmin.com/express

    ReplyDelete
  109. Norton Utilities is a utility software suite designed to help analyze, configure, optimize and maintain a computer. The current version of Norton Utilities is Norton Utilities 16 for Windows XP/Vista/7/8.
    Norton.com/nu16

    ReplyDelete
  110. Facing problems with mcafee activate products? Get the best instant solution for purchasing, downloading, installing and activating McAfee key code.
    Mcafee.com/Activate

    ReplyDelete
  111. Learn how to purchase Norton product, set up a Norton account, download, install and activate Norton Setup with easy-to-follow steps. In order to activate your norton product key.
    Norton.com/setup

    ReplyDelete
  112. office.com/setup – Check out the easy steps for installing, downloading, activation and re-installing the Microsoft office at www.office.com/setup. MS Office Products like Office 365 Home, Office 2016 Business Premium, Office Professional 2016, Renew your Office, Office 365 Personal etc.

    ReplyDelete
  113. You’re doing great work. This site article is very good. For more information visit on this website.
    office.com/setup
    norton.com/setup
    www.office.com/setup

    ReplyDelete
  114. Most importantly sign into your office account at www.office.com/setup. Presently reclaim your item key. In the event that you don't have a record yet, make another one and utilize the equivalent Microsoft login certification to sign to your My Office account

    www.office.com/setup

    Make one more Norton setup account by visiting norton.com/setup. Use the credentials to download, install, and activate the Norton setup. Get the product activation key from www.norton.com/setup.

    norton.com/setup
    www.norton.com/setup

    ReplyDelete
  115. Want to buy expensive stuff but don’t have money. Don’t worry we are here for you with best 1st copy watches, 1st copy sunglasses and 1st copy handbags for you. Smartylooks serving and delivering its best 1st copy branded products to all over India is the best store to buy this stuff. If you are looking for great copy of branded products then we are the one and only one solution.

    ReplyDelete
  116. For Downloading, Installing and activating the Office product, visit office.com/setup and Get Started with Office.

    If you want guided-solutions on how to download, install, and activate norton.com/setup and norton.com/nu16 that will help secure your device from threats.

    Add another email account to the Gmail app · Change your Gmail settings · Change email notifications visit : email support

    Bittrex is a global leader in the blockchain revolution. We operate the premier U.S.-based blockchain trading platform, which is designed for customers who demand lightning-fast trade execution, dependable digital wallets, and industry-leading security practices.

    bittrex support

    ReplyDelete
  117. office.com/setup is a product of office setup. Get Support if you tilt tortured to set in motion office.com/setup or gmail support number/put into charity install Microsoft Office product. Install subsequently Product Key. norton.com/setup is one of the best Security Antivirus product can totally Call qui guard your digital animatronics online. You can securely surf the Internet gone the To set in motion your considering product key you can visit norton.com/setup. | gmail helpline number/put into group.

    ReplyDelete
  118. Thank you for sharing excellent information. Your website is so cool. I am very pleased to read this article.
    office.com/setup
    office/setup
    norton.com/setup
    http://aol-a-aol.com/

    ReplyDelete
  119. Sign in to enter office setup product key. Know how to benefit, download, install, set in movement, uninstall and reinstall MS office setup.
    office.com/setup
    http://officecom-officeoffice.com/
    call us at +1-855-619-5888[tool free]

    ReplyDelete
  120. Dear admin, Your website is awesome. I’m really impressed by your articles. It’s very helpful for me. Thanks you so much for providing such valuable information Through your article.

    ReplyDelete
  121. office.com/setup could be a product of office setup . Get Support if you tilt tortured to line in motion www.office.com/setup place into charity install www.norton.com/setup. Install later Product Key. Avast Support Number is one among the simplest Security Antivirus product will entirely decision qui guard your digital robotics on-line. you'll be able to firmly surf the net gone the to line in motion your considering product key you'll be able to visit Avast Customer Support place into cluster.

    www.office.com/setup

    office setup

    norton.com/setup

    Avast phone number

    ReplyDelete
  122. Log in to enter office setup Product key. Searching For Office Setup Installation? For Install Your MS Office setup Step by Step Visit.
    http://offi-office.com/setup

    ReplyDelete
  123. How to Office Setup. Go to www.office.com/setup and enter your product key. If you have a previous report of Office or existing Microsoft account, enter your email habitat and password, and click Sign in. Select the Country/Region and Language, and click Continue. On the www.office.com/myaccount page, pick Install.
    http://www-officecom.com

    ReplyDelete
  124. After visiting office.com/setup login to microsoft account to take steps sticking together of covenant of office setup, Any complexity in office.com/setup our accomplished will calm for office install.
    http://officecomoffiice.com

    ReplyDelete
  125. When I have visited your blog I did not think that there will be lots of information I will get through your blog. This article is one of the best articles i have ever read, Thank you so much for sharing this useful article with us and all the best for your next blog.

    ReplyDelete
  126. It is one of the best blogs I came across, and it is very informative. Thanks for your information and Keep up the excellent work and wish you for your upcoming articles.

    ReplyDelete
  127. Dear admin, this is one of the best blogs i have ever read. Through your article I found lot's of useful information, Thank you so much for sharing this article with us and all the best for upcoming post.

    ReplyDelete

  128. Wow, what a great knowledge you have shared admin this is one of the best blogs I have ever read. You are doing amazing work keep it up, and thank you so much for sharing this important and useful information with us and all the best for your upcoming post.

    ReplyDelete
  129. You’re doing great work. This site article is very good. For more information visit on this website.
    office.com/setup
    norton.com/setup
    www.office.com/setup
    office setup
    gmail helpline number

    ReplyDelete
  130. I am very thankfull to you for sharing this fantastic article , I appereciate your work .

    mcafee.com/activate

    ReplyDelete
  131. Webroot delivers next-generation endpoint security and threat intelligence services to protect businesses and individuals in a connected world. Manage your security across multiple devices, with any Webroot product. Smarter protection that stops threats in real time to secure businesses and individuals wherever they connect. Download and Install Webroot security on your computer by visit:webroot.com/safe

    ReplyDelete
  132. In the event that you require a competent and expert social affair to illuminate your issues, Contact to norton setup on norton.com/setup.

    ReplyDelete
  133. Thank you for sharing your thoughts. I really appreciate
    your efforts. Fantasy Cricket app development

    ReplyDelete
  134. Great information you shared through this blog.
    Keep it up and best of luck for your future blogs and posts.
    www.mcafee.com/activate

    ReplyDelete
  135. I really happy found this website eventually. Really informative and inoperative, Thanks for the post and effort! Please keep sharing more such blog.

    norton.com/setup

    norton.com/setup

    mcafee.com/activate

    kaspersky activation code

    pogo not loading

    roadrunner email

    aol mail password recovery

    ReplyDelete
  136. When I have visited at this website I haven't though that it will have such a incredible and useful information. Thank you so much admin for sharing this useful article with us and wish you all the best for your upcoming post. www.office.com/setup

    ReplyDelete
  137. Delta Med Surgical is proudly the most sought after name in the field of Medical Diagnostic Instruments. Since its birth, the chief aim of our company has been to utilize all its energies, manpower and technology towards developing superior quality instruments, with special emphasis on them being technically precise as well as user friendly. In order to serve the interest and meet the requirement of our customers, we endeavor to the best of our abilities to improve our existing line and also introduce new products.

    ReplyDelete
  138. Smart Outsourcing Solutions is the leading web development, ecommerce solution, offshore outsourcing development and freelancing training company in Dhaka Bangladesh.
    Seo expert in bangladesh
    Local seo expert in bangladesh

    ReplyDelete
  139. Growth of a business depends upon how your partners and customers put in their efforts to make the work environment more inclusive.
    But the questions still persist that how can we work more effectively in order to empower everyone to raise their standards of creativity?

    mcafee.com/activate

    ReplyDelete
  140. Go to Office Setup website office.com/setup
    . Sign In to your Microsoft Account Or Create a new Account. Enter your Product key.

    ReplyDelete
  141. Go to Office Setup website www.office.com/setup. Sign In to your Microsoft Account Or Create a new Account. Enter your Product key.

    ReplyDelete

  142. Go to Office Setup website www.office.com/setup. Sign In to your Microsoft Account Or Create a new Account. Enter your Product key.

    ReplyDelete
  143. Dear admin, You are doing an excellent work through your content. After read your article I get lot's of useful information, Thank you so much for sharing this useful blog with us and wish you best of luck for upcoming post. www.norton.com/setup

    ReplyDelete
  144. Wow, what a great knowledge you have shared admin this is one of the best blogs I have ever read. You are doing amazing work keep it up, and thank you so much for sharing this important and useful information with us and all the best for your upcoming post. www.office.com/setup

    ReplyDelete
  145. Before proceeding with the process of downloading and installing norton setup that goes by the URL www.norton.com/setup, please ensure to have all the necessary components in hands for a smooth installation.

    ReplyDelete
  146. Norton is one all told the foremost widespread antivirus that's very notable for shielding device and giving a one stop security resolution to any or all the oldsters worldwide. The company offers a superb vary of code resolution that defend your desktops, laptops and mobile phones from the unwanted harmful on-line threats. norton.com/setup | norton.com/setup | norton.com/setup | norton.com/setup | norton.com/setup

    ReplyDelete
  147. I really happy found this website eventually. Really informative and inoperative, Thanks for the post and effort! Please keep sharing more such blog.

    norton.com/setup

    norton.com/setup

    mcafee.com/activate

    kaspersky activation code
    norton.com/setup

    pogo not loading

    roadrunner email

    aol mail password recovery

    ReplyDelete
  148. I really happy found this website eventually. Really informative and inoperative, Thanks for the post and effort! Please keep sharing more such blog.

    norton.com/setup

    norton.com/setup

    mcafee.com/activate

    kaspersky activation code
    norton.com/setup

    pogo not loading

    roadrunner email

    aol mail password recovery

    ReplyDelete
  149. We are providing background removal service for your business.
    Are you professional photographers, photography agencies, eCommerce retailers? If so Orbit Graphics is the right co-partner for your eCommerce product photo editing solutions including background removal service.

    ReplyDelete
  150. Webroot stability package is very straightforward to setup & install webroot.com/safe. Locate a code that's written in the backside of the card. This Might Be an Example Product Essential to let you know. www.webroot.com/safe |

    webroot.com/safe |
    Install Webroot With Key Code

    ReplyDelete
  151. I really happy found this website eventually. Really informative and inoperative, Thanks for the post and effort! Please keep sharing more such blog.

    www.norton.com/setup

    roadrunner email

    aol mail password recovery

    mcafee.com/activate

    ReplyDelete
  152. Enter Key Office Setup 2019 and 365, after purchasing Microsoft Office Enter product key on office.com/setup or www.office.com/setup, Install Microsoft Office.

    ReplyDelete
  153. Dragon Naturally Speaking software is a speech recognition program that allows the user to speak into a microphone on a computer with the software translating the spoken words into text in a text program.
    dragon naturally speaking | dragon naturallyspeaking

    ReplyDelete
  154. McAfee antivirus is the threat defender program that the user can activate at mcafee activate card URL.
    With its individual, household, and multi-device subscriptions, McAfee serves ID Theft Protection as well as online & offline virus protection.
    www.mcafee.com activate card |
    www.mcafee.com/activate


    ReplyDelete
  155. If you need a best technical support for all printers. You need to contact Lexmark printer support helpline number and it is available 24*7.

    ReplyDelete

  156. Thank for your writting. You have made it very clear that the problem is happening. I really like your way of thinking.

    mcafee.com/activate

    ReplyDelete
  157. I really happy found this website eventually. Really informative and inoperative, Thanks for the post and effort! Please keep sharing more such blog.

    www.norton.com/setup

    www.spectrum.net/login

    kaspersky activation

    aolmail.com

    aolmail.com

    mcafee.com/activate

    ReplyDelete
  158. Interesting post! Thank you for sharing them! I hope you will continue to have similar posts to share with everyone.

    Motorcycle Jackets

    ReplyDelete
  159. Hi! I am Vance, I work as a Senior Technician at the email. If you have any problems with frontier email settings issue then please contact for instant help related to frontier Email.

    ReplyDelete
  160. I really happy found this website eventually. Really informative and inoperative, Thanks for the post and effort! Please keep sharing more such blog.

    www.norton.com/setup

    www.spectrum.net/login

    kaspersky activation

    aolmail.com

    aolmail.com

    mcafee.com/activate

    ReplyDelete
  161. I really happy found this website eventually. Really informative and inoperative, Thanks for the post and effort! Please keep sharing more such blog.

    www.norton.com/setup

    www.spectrum.net/login

    kaspersky activation

    aolmail.com

    aolmail.com

    mcafee.com/activate

    ReplyDelete
  162. I really happy found this website eventually. Really informative and inoperative, Thanks for the post and effort! Please keep sharing more such blog.

    norton.com/setup

    www.spectrum.net/login

    kaspersky activation

    aolmail.com

    mcafee.com/activate

    ReplyDelete