Wednesday, June 11, 2014

K-12 Tenure Declared Unconstitutional in California: Could Higher Ed be Next?


A Los Angeles judge ruled against the current system of granting tenure to K-12 teachers because he found that low-income students are adversely affected by the inability to remove ineffective teachers in a timely manner.  On one level, this seems like a progressive ruling protecting the educational rights of the poorest among us; however, on closer inspection, we discover that the decision is based on several myths regarding education. 

One of these myths is the idea that students from low-income areas perform poorly because they don’t have the best teachers.  What this view rejects is any understanding of the different economic, psychological, and social forces affecting young people.  Not only does this myth repress the role that poverty plays in shaping every aspect of these students’ lives, but it also neglects the advantages given to the wealthier students.  Instead of looking at school funding or how the lack of good healthcare prevents students from going to school, the judge is highly invested in the current idea that a great teacher can overcome all social and personal obstacles facing a low-income student.    

The ruling begins by citing Brown v Board of Education to point to the important value of providing equal education to all races.  In two other cited cases, the theme is once again the equality of educational opportunity.  Although it would be hard to argue against this egalitarian ideal, it is clear that self-segregation and white flight have made schools very unequal.  Moreover, while the Governor has pushed through a new plan to redistribute funds to low-income schools, this plan has yet to come into full effect. 

The Judge ruled that tenure keeps “bad” teachers in low-income schools, and it makes it hard to remove ineffective instructors in a quick and cost-free manner.  Of course, he did not suggest how to recruit and keep teachers in schools with high levels of poverty and stress.  What the judge did do is buy into research showing that a single ineffective teacher can reduce a student’s earning power over a lifetime.  This reductive analysis, which confuses causation with correlation, is based on the idea that we can determine the value of someone’s education by looking at how much money he or she earns later on life.  Once again, a wide-range of variables is excluded in order to establish a simple causal link between the quality of a teacher and the financial success of a student.

The judge was also impressed by a study that said that between 1% and 3% of all teachers are grossly ineffective.  Since there are about 250,00 teachers in the state, the judge accepted the notion that there must be between 2,750 and 8,250 horrible teachers.  Here a questionable statistic is translated into a scientific fact and applied to a supposedly impartial ruling.  Moreover, if there is an even distribution of bad teachers, then it would seem that all schools should be equally effected.  However, we are never told what defines a grossly ineffective teacher; all we know is that it is hard to get rid of them because of tenure. 

At the heart of the decision is the question of whether two years is enough time to decide on tenure for a teacher.  This question actually has some validity, but it is unclear how a two-year path to tenure causes discrimination against low-income schools; in fact, the judge adds that the quickness of this high stakes decision may unfairly harm new, good teachers who are not given enough time to prove themselves.  Yet, this rational argument is undermined by the judge when he claims that since many states have a longer pre-tenure period and some states do not allow for tenure at all, then, California is an outlier, and its system should be changed.  Just because some states have terrible rules, it does not mean that everyone should race to the bottom.         

The judge also ruled against using seniority in layoffs, but did not suggest an alternative and did not say how this process causes discrimination.  What is so concerning is that Arne Duncan, the Secretary of education endorses theruling: "The students who brought this lawsuit are, unfortunately, just nine out of millions of young people in America who are disadvantaged by laws, practices, and systems that fail to identify and support our best teachers and match them with our neediest students. Today's court decision is a mandate to fix these problems. Together, we must work to increase public confidence in public education. This decision presents an opportunity for a progressive state with a tradition of innovation to build a new framework for the teaching profession that protects students' rights to equal educational opportunities while providing teachers the support, respect and rewarding careers they deserve. My hope is that today's decision moves from the courtroom toward a collaborative process in California that is fair, thoughtful, practical and swift." Like so many others, Duncan focuses on just the individual student and the teacher, but not the multiple other factors that influence education.

Although this ruling only dealt with K-12 teachers, its logic could be expanded to include all levels of education, including higher education.  In fact, the promotion of star teachers and the critique of failing community colleges is gaining much media attention these days, and so it wouldn’t be surprising if another millionaire funds a lawsuit against tenure in higher education.  

51 comments:

  1. Bob Samuel's comment, as usual, hits a number "nails" regarding the actual sources of learning inequality smack on the head. One more consideration regarding this hasty and ill considered ruling might be added: the history of tenure. In the "good old days" before tenure, my mother--heroically teaching several grades in a two-room rural school--was fired because the superintendent's niece wanted the job. More to the point, tenure at all levels has been the main protection for academic freedom--as important in the K-12 systems as in higher education. I don't have much hope that the Supreme Court will overturn this ruling, but we should definitely all expose its simplistic reasoning to the best of our ability..

    ReplyDelete
    Replies
    1. Do you truly desire a genuine loan from a reliable lender then you don't have to look elsewhere or think of a way out anymore for anzjacksonfinancingplc@yahoo.com is the right choice to make because i recently got my loan from them. You can as well give them a call or text at: +18437769340. Why am i doing this? I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.

      Delete
    2. I would like to bring this to the notice of the public about how i met Anz Jackson Financing PLC after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children's fees. I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: anzjacksonfinancingplc@yahoo.com where i was granted a loan to pay up my debts and to start up a business. You can as well give them a call or text at: +18437769340. Why am i doing this? I am doing this to save as many that are in need of a loan not to be victim of scams on the internet

      Delete

    3. HOW EDWARD LOAN COMPANY GRANTED ME A BUSINESS LOAN!!!
      Hello everyone, I am Oliver Johnson Moore from Zurich Switzerland and want to use this medium to express gratitude to EDWARD JONES for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never succeeded and most banks declined my credit request. But as God would have it, i was introduced by a friend named Lisa Rice to EDWARD JONES LOAN COMPANY and undergone the due process of obtaining a loan from the company, to my greatest surprise within 28hrs just like my friend Lisa, i was also granted a loan of $387,000.00; So my advise to everyone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EDWARD JONES LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on {Jonesloanfinance@yahoo.com} or Text +1(307) 241-3712

      Delete
  2. This comment has been removed by a blog administrator.

    ReplyDelete
  3. GOOD DAY to you I am Mr John Emmanuel, a Reputable, Legitimate & an accredited money
    Lender. I loan money out to individuals in need of financial assistance.
    Do you have a bad credit or are you in need of money to pay bills?
    i want to use this medium to inform you that i render reliable beneficiary
    assistance as I'll be glad to offer you a loan at 2% interest rate to
    reliable individuals.
    Services Rendered include:
    *Refinance
    *Home Improvement
    *Inventor Loans
    *Auto Loans
    *Debt Consolidation
    *Horse Loans
    *Line of Credit
    *Second Mortgage
    *Business Loans
    *Personal Loans
    *International Loans.
    Please write back if interested.
    Upon Response, you'll be mailed a Loan application form to fill. (No social
    security and no credit check, 100% Guaranteed!) I Look forward permitting me to
    be of service to you. You can contact me via e-mail Johnemmanuelloanfirm@gmail.com or Johnemmanuelloanfirm@outlook.com
    Yours Sincerely
    MR John Emmanuel(MD)

    ReplyDelete
  4. I am Mrs.Sandra Bents from Germny, God has bless me with two kids and a loving husband, I promise to share this Testimony because of God favor in my life,2months ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be a loan lender not knowing he was a scam. he collected 2,000USD from me and refuse to email me since. then I was confuse, but God came to my rescue, one faithful day I went to Court after the Case of my friend I share idea with a friend and she introduce me to ERIVAN LOAN COMPANY, she said she was given 50,000USD by MR ERIVAN , THE MANAGING DIRECTOR OF ERIVAN LOAN COMPANY . so I collected his email Address ,he told me the roles and regulation and I followed, then after processing of the Documents, he gave me my loan of 30,000POUNDS .you can contact him on via email : (erivanloancompany@yahoo.com) I am sure he will help you.

    ReplyDelete
  5. LOAN SERVICE OFFER, APPLY NOW AND GET APPROVED WITHOUT STRESS OR DELAY.

    We are MULTI CREDIT FINANCE; we are Legitimate/Accredited Loan Company & we are fully licensed by the Government to grant loans and offer other credit facilities to both local and international customers. We offer loans to individuals and co-operate bodies in need of financial assistance. Do you have bad credit OR are you in need of money to pay bills? Do you need business loan? We offer ALL KINDS of loan at 2% interest rate to reliable & serious individuals or companies! Get back to us if interested & upon your response; you'll be mailed a Loan application form to fill (No social security and no credit check, 100% Guaranteed!) We Look forward hear from interested borrower!!!! Interested person can contact us via E-mail: {multicreditfinance@gmail.com}

    MULTI CREDIT FINANCE TEAM.

    ReplyDelete
  6. Hello everyone, My name is Mrs. Linda Frank and i am talking as the happiest person in the whole wild world today and i told myself that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 73,000 USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr. Steve of Steve Brown Loan Financial , he was the saviour GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 73,000 USD and i will advise anyone who is in genuine need of a loan to contact Mr. Steve Brown via email at. (stevebrownloan4@hotmail.com) OR (stevebrown012@gmail.com ) because he is the most understanding and kind hearted lender.

    ReplyDelete
  7. Dear Sir/Madam,
    My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 2% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com

    We offer all kind of categories of loan they

    Short term loan 5_10years
    Long term loan 20_40
    Media term loan10_20
    We offer loan like
    Home loan.....................
    Business loan.................
    Debt loan .................
    Student loan..............
    Business start up loan
    Business loan ...........
    Car loan ..............
    International loan
    Company loan........etc
    When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com (or) stevebrown012@gmail.com


    ReplyDelete
  8. Get the unlimited resource generator of pou after clicking here at free of any type of effort.

    ReplyDelete

  9. Be careful here. Nobody can help you here or even suggest how you can get financial help. Any answer of a loan lender to your question, you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Christian sister who referred me to a loan organization formed by some Christian Women Trust Fund. it is called Christian women Trust-funds Cooperative Organization (C.W.T.C.O) christainwomen.trustloanfirm@gmail.com They made my life a valuable one and gave it a meaning. When the sister gave me their contact, I contacted them. Then I requested for a loan with all the necessary evidence to prove that I actually needed a loan, they approved a loan of $250,000.00 USD in 48 hours after meeting up to their necessary requirements, my loan was deposited in my bank account without collateral. Though i was very nervous with the loan organization at first due to my previous bad experiences, especially when the issue of me settling the Registration charges came up, I hold on to my faith due to the fact that my relative referred me, got it cleared,and as God should have it, little did I know that my financial shortcomings has come to a final end. If not for that quick referral from a christian sister to this genuine source ,I would have regretted my total life,because at that point in time i just divorced the father of my son, and my son (Kennett) was faced with a life and death situation. I was faced with his hospital bills and i was also faced with foreclosure at my apartment. Details of this GOD-SENT organization won’t be disclose for now for fear of impersonation ( because it has been discovered that some persons are not really in need of financial help, but they just want to collect money from this genuine christian loan organization). And it is because of this reason they don,t give out loan anyhow. You must be able to convince them very well, and provide good proofs to show that you really need a loan before they can approve it for you. Their charge is very affordable and reliable compare to many out there,their interest rates is just 4%, from 1-10years repayment little documentation,and little credit check. As i have earlier said, for security reasons i can only provide their email address. Embrace this new initiative.Feel free to contact them via Email(christainwomen.trustloanfirm@gmail.com) as their loan officer/rep sir perry smith will attend to you and you will be free from scams and financial burdens.

    ReplyDelete
  10. i dont agree with the term ineffective teachers! there might be few teachers lacking efficient teaching methods Play school franchise

    ReplyDelete
  11. I am Mrs.Sandra Bents from Germany, God has bless me with two kids and a loving husband, I promise to share this Testimony because of God favor in my life,2months ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be a loan lender not knowing he was a scam. he collected 2,000USD from me and refuse to email me since. then I was confuse, but God came to my rescue, one faithful day I went to Court after the Case of my friend I share idea with a friend and she introduce me to AMACO LOAN COMPANY, she said she was given 50,000USD by MR AMACO , THE MANAGING DIRECTOR OF AMACO LOAN COMPANY . so I collected his email Address ,he told me the roles and regulation and I followed, then after processing of the Documents, he gave me my loan of 30,000POUNDS .you can contact him on via email : (amacoloancompany@gmail.com) I am sure he will help you

    ReplyDelete
  12. Hello Everybody,
    My name is Mrs Sharon Sim. I live in singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com)Thank you


    LOAN APPLICATION FORM:
    =================
    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Gender:.............
    Marital status:....
    Location:..........
    Home Address:..
    City:............
    Country:......
    Phone:..........
    Mobile / Cell:....
    Occupation:......
    Monthly Income:....

    Contact Us At :urgentloan22@gmail.com

    ReplyDelete
  13. Why wasting your precious time online looking for a loan? When there is an opportunity for you to invest with $200 and get a returns of $2,000 within seven business working days. Contact us now for more information if interested on how you can earn big with just little amount. This is all about investing into Crude Oil and Gas Business. Email:investmoneyoilgas@gmail.com


    Email Us:(investmoneyoilgas@gmail.com)

    Regard
    DR JAMES ERIC

    ReplyDelete
  14. With the ascent amount of gasoline, abounding accomplished individuals accept accomplished a adamantine time advantageous their bills and putting gas in their cars. The basal band for best bodies is that no gas equates to no job. We all charge to put ammunition in our cartage so that we can get aback and alternating amid work, aces our accouchement up from school, and run errands, for example.
    payday loans chicago

    ReplyDelete
  15. With regards to government help for organizations, there are two central parts that are served: farming and business. The horticulture division specifically has an incomprehensible cluster of advances to apply for, every making an agriculturist more aggressive. check cashing san-diego

    ReplyDelete
  16. While private understudy advances do fill the wide hole that exists in understudy spending plans, it is essential to wind up a decent borrower and put yourself headed straight toward money related opportunity through great credit when you get an advance for awful credit. payday loans chicago

    ReplyDelete
  17. The financing cost for government Student Education Loans fluctuates from 3.4% to 8.5%. The 3.4% loan fee is the most minimal financing cost one can seek after in any understudy Mortgage program, whether government or private. cash advance

    ReplyDelete
  18. I would like to bring this to the notice of the public about how i met Anz Jackson Financing PLC after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children's fees. I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: anzjacksonfinancingplc@yahoo.com where i was granted a loan to pay up my debts and to start up a business. You can as well give them a call or text at: +18437769340. Why am i doing this? I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.

    ReplyDelete
  19. My name is Mrs Aloisio Mariana. I live in Portugal and i am a very happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.They gave me and my family happiness, i was in need of a loan of $150,000.00 to start my life all over as a widowed with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $150,000.00 U.S. Dollar, They are indeed GOD fearing People, A reputable loan company.

    I am very happy i got my loan from them last week. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Aloisio Mariana directed you to them. contact via E_mail:marysmartservice@yahoo.com

    Mrs Aloisio Mariana

    Testimony on how i got my loan


    ReplyDelete
  20. Hello,

    Do you need a credit for business and private purposes? .if yes, apply now
    with your details

    1.Full Name: 2.Sex: 3.Age: 4.Phone: 5.Fax: 6.Country: 7.Amount Need:
    8. Period of time:

    Please contact us at (austintrustloanfund@hotmail.com) with your application.
    We look forward to your prompt reply.

    ReplyDelete

  21. HOW EDWARD LOAN COMPANY GRANTED ME A BUSINESS LOAN!!!
    Hello everyone, I am Oliver Johnson Moore from Zurich Switzerland and want to use this medium to express gratitude to EDWARD JONES for fulfilling his promise by granting me a loan, i was stuck in a financial situation and needed to refinance and pay my bills as well as start up a Business. I tried seeking for loans from various loan firms both private and corporate organisations but never succeeded and most banks declined my credit request. But as God would have it, i was introduced by a friend named Lisa Rice to EDWARD JONES LOAN COMPANY and undergone the due process of obtaining a loan from the company, to my greatest surprise within 28hrs just like my friend Lisa, i was also granted a loan of $387,000.00; So my advise to everyone who desires a loan, "if you must contact any firm with reference to securing a loan online with low interest rate of 2% and better repayment plans/schedule, please contact EDWARD JONES LOAN COMPANY. Besides, he doesn't know that am doing this but due to the joy in me, i'm so happy and wish to let people know more about this great company whom truly give out loans, it is my prayer that GOD should bless them more as they put smiles on peoples faces. You can contact them via email on {Jonesloanfinance@yahoo.com} or Text +1(307) 241-3712

    ReplyDelete
  22. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

    Do you seek funds to pay off credits and debts? Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)


    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
    EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

    Please, contact us for more information: (ezrasebastianloans@gmail.com)

    Our services include the following:

    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans
    *Start-up- working capital loans
    *Hotel loans*Student loans
    *Construction loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

    NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    Yours Sincerely,
    Dr. Ezra Sebastian

    We look forward to hear from you ASAP

    ReplyDelete
  23. Do You need a loan or you have been rejected by your bank or any loan company due to bad credit? Do you have unpaid bills or you are in debt? For a quick loan and response contact: williamsandersonloanhome@gmail.com
    i offer loan at 2% this is a legitimate company with honor and difference we are ready to help you out in any financial problem that you are we offer all type of loan,kindly send us the above information to apply.

    Name:
    Amount of the loan:
    Loan Duration:
    Country:
    address:
    sex:.
    Mobile Number

    ReplyDelete
  24. I actually appreciate your own position and I'm going to come back here for sure. I hope that people visit my website.
    GirlsGoGames

    ReplyDelete
  25. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
    EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

    NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    Yours Sincerely,
    Dr. Ezra Sebastian
    +1 (850)846-6235
    We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


    Get your instant loan approval

    ReplyDelete
  26. i am a potential loan lender and i give out loan to the poor and needy, if you need urgent loan contact me now on my email address cloudloancenter@gmail.com
    my job is to help the poor and needy so contact me now

    i love you

    ReplyDelete
  27. DO YOU NEED AN AFFORDABLE BUSINESS LOAN OR XMAS LOAN TODAY?

    We have provided over $20 Billion in business loans to over 30,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $1 Billion.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Vasquez Reynolds Loan Home is the answer. Reduce your payments to ease the
    strain on your monthly expenses. Email (vasquezreynoldsloanhome@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    *Property Purchase loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.We are certified and your privacy is 100% safe with us. Worry no more about
    your loans or finances.


    Yours Sincerely,
    Dr. Vasquez Reynolds
    +1 (619)473-5227

    Get your instant loan approval

    ReplyDelete
  28. Highly important! Think of the prospect of obtaining an important license belonging to the level of comfort of your residence. Which can be a product honestly astonishing. At present go here and even follow-up much of our keyword phrase payday loans spring-valley Bless you designed for attractive tips.

    ReplyDelete

  29. Very interesting looking post and I must appraise your efforts to write this post.
    Click Here : Crawler dozers for sale Cat D5KXL KWW00358

    ReplyDelete
  30. We are authorized Financial consulting firm that work directly with
    A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc

    We provide BG, SBLC, LC, LOAN and lots more for clients all over the world.

    We are equally ready to work with Brokers and financial
    consultants/consulting firms in their respective countries.

    Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the issuing and receiving bank continues the transaction immediately after DOA is countersigned

    We hope to establsih a long term business relationship with you even after this first trial

    Regards
    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1
    Tel contact: +447031968934
    Registered No: 04374045

    ReplyDelete
  31. DO YOU NEED AN AFFORDABLE LOAN TODAY?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $200 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Jayden Martin Home Loans is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% JAYDEN MARTIN HOME LOANS, (jaydenmartinhomeloans@gmail.com) aims is to provide Excellent Professional Financial Services.

    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (jaydenmartinhomeloans@gmail.com) Phone: +1 (929)277-5237

    NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    Yours Sincerely,
    Dr. Jayden Martin
    +1 (929)277-5237
    We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


    Get your instant loan approval

    ReplyDelete
  32. DO YOU THINK OF GETTING A LOAN??
    APPLY TODAY FOR AFFORDABLE 100% LEGITIMATE HOME/REAL ESTATE/PERSONAL/BUSINESS LOANS Email for immediate response: (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689


    DO YOU NEED A LOAN? Are Financially down, Cry no more, Financial problem is nothing to cry about, it something we will have to fight against in one Love, Understanding, Trust and Unity. So our faith as Legitimate Financial Consultants is putting an end to the financial hardship. We are investors providing financial services and we specialize in both start up projects,Home Finance and existing businesses needing funding or Loan for expansion. We are committed to helping businesses develop and succeed.Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Do you need an urgent loan to buy a house? If Yes worry no more for we are out here to help the less financial privileges get the loan they need to get back on their feet no matter your credit score, you can say goodbye to all your financial crisis and difficulties. We offer loans ranging from ($5,000.00.USD To $500,000,000.00.USD) At a low and affordable interest rate of 2%, without collateral and without credit check. Bradley Louis Loans holds all of the information about how to obtain money quickly and painlessly (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689

    Need emergency funds? Apply now and get your cash approval. we offer the following financial services:
    *Personal loans,
    *Debt consolidation loans,
    *Venture capital,
    *Business loans,
    *Education loans,
    *Home loans
    *Car Loans
    *Hotel Loans
    And many more.

    Are you looking for genuine loan? contacting the right company for legitimate loan lender have always been a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate? Are you in any financial mess or do you need funds to start up your own home project and real estate development? Do you need a loan to start a nice small or large scale and medium business?
    contact us today (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689
    Look forward to your response,

    Dr. Bradley Louis
    Text/Call (917) 383-2689

    ReplyDelete


  33. Hi Viewers Get your Blank ATM card that works in all ATM machines all over the world.. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $1,000 on ATM and up to $20,000 spending limit in stores depending on the kind of card you order for, we are here for you anytime, any day. Email; (blankatm002@gmail.com) I'm grateful to Mike because he changed my story all of a sudden . The card works in all countries except, contact him now (blankatm002@gmail.com)

    ReplyDelete
  34. FOR QUICK, AFFORDABLE AND RELIABLE BUSINESS/HOME/REAL ESTATES/COMPANY/PROJECT/PERSONAL LOAN OFFER WITHOUT COST/STRESS CONTACT US TODAY VIA Call/Text +1(415)630-7138 Email drbenjaminfinance@gmail.com

    We are authorized financial consultants providing reliable loans to individuals and funding for business, home, personal and projects start up. Are you tired of seeking loans or are you in any financial mess. Do you have a low credit score, and you will find it difficult to get loans from banks and other financial institutions? then worry no more for we are the solution to your financial misfortune. we offer all types of loan ranging from $5,000.00 to $533,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 35 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? If Yes worry no more for we are out here to help the less financial privileges get the loan they need to get back on their feet no matter your credit score, you can say goodbye to all your financial crisis and difficulties. Contact us on the following Call/Text +1(415)630-7138 Email drbenjaminfinance@gmail.com

    Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? BENJAMIN LOAN INVESTMENTS FINANCE aims is to provide excellent professional financial services which include the followings
    *1* Personal loan
    *2* Business loan
    *3* Home loan
    *4* Farm Loan
    *5* Education loan
    *6* Debt consolidation loan
    *7* Truck Loan
    *8* Car Loan
    *9* Eviction Loan
    *10* Equipment Loan
    *11* Hotels Loan
    *12* Refinancing Loan and many more

    NOTE: GET YOUR INSTANT LOAN APPROVAL 100% GUARANTEED TODAY NO MATTER YOUR CREDIT SCORE. drbenjaminfinance@gmail.com

    ReplyDelete
  35. Wonderful Post! It is important for us to get our children involved in creative activities from an early age to develop their creative thinking and problem solving abilities.
    Montessori schools in Vellore

    ReplyDelete
  36. Do you need an urgent loan of any kind? Loans to liquidate debts or need to loan to improve your business have you been rejected by any other banks and financial institutions? Do you need a loan or a mortgage? This is the place to look, we are here to solve all your financial problems. We borrow money for the public. Need financial help with a bad credit in need of money. To pay for a commercial investment at a reasonable rate of 3%, let me use this method to inform you that we are providing reliable and helpful assistance and we will be ready to lend you. Contact us today by email: daveloganloanfirm@gmail.com Call/Text: +1(501)800-0690 And whatsapp: +1 (501) 214‑1395

    NEED A LOAN?
    Ask Me.

    ReplyDelete
  37. ( IFSCapitalloan@gmail.com ) OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS ( IFSCapital@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1%? RMPCapitals@gmail.com ( ValidusCapital@techie.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Via Email: ValidusCapital@execs.com ( RMPCapitals@usa.com )

    Please Fill the Application Form Below: -
    Complete Name: -
    Loan amount needed: -
    Loan Duration: -
    Purpose of loan: -
    City / Country: -
    Telephone: -
    Name Of The Site You/Link Hear About Us:

    ( IFSCapitalLoan@gmail.com ) OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS ( IFSCapital@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1%? CYSCredits@Post.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Via Email: SuiteCapitals@gmail.com ( CYSCredits@Asia.com )

    ( IFSCapitalloan@gmail.com ) OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS ( IFSCapital@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1%? IF YES Contact Us @ Via Email: ( RMPCapitals@gmail.com ) RMPCapitals@usa.com Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Via Email: ( RMPCapitals@usa.com ) RMPCapitals@gmail.com

    Please Fill the Application Form Below: -
    Complete Name: -
    Loan amount needed: -
    Loan Duration: -
    Purpose of loan: -
    City / Country: -
    Telephone: -
    Name Of The Site You/Link Hear About Us:

    ( IFSCapitalLoan@gmail.com ) OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS ( IFSCapital@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Via Email: ( SuiteCapitals@post.com ) SuiteCapitals@gmail.com

    ( IFSCapitalloan@gmail.com ) OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS ( IFSCapital@post.com )

    ( CYSCredits@Asia.com ) CYSCredits@Post.com Is Offering Global Fund Program, Where Loans Are Offered To Interested Clients Globally To Fund Profitable Business And Projects. Contact Us For More Information Via Email: ( CYSCredits@Asia.com ) CYSCredits@Post.com

    ( IFSCapitalloan@gmail.com ) OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS ( IFSCapital@post.com )

    ValidusCapital@techie.com Are The Solution To Your Financial Problem, ValidusCapital@execs.com Has Set Itself The Mission Of Promoting Short, Medium And Long-Term Loan Financing And Borrow Flexibly! Our Program Are Financial Institutions To Fund Private Capital, Private Equity, Project Funding, Real Estate, Business & Entertainment Funding, Venture Capital, Hedge Funds, And Others. Contact Us For More Information Via Email: ValidusCapital@execs.com ( ValidusCapital@techie.com )

    ( IFSCapitalloan@gmail.com ) OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS ( IFSCapital@post.com )

    If You Are Seeking A Loan For The Development Of Expansion Of Your Business, Innovative Products, Processes Or Even Technical Services; ( IFSCapitalloan@gmail.com ) IFSCapital@post.com Has Professional Finance Programs That Will Provide You With The Chance To Gain A Competitive Edge Over The Competition And Pave The Way For The Positive Growth Of Your Company. Interested Parties Should Contact Us For More Information Through Email: IFSCapitalloan@gmail.com ( IFSCapital@post.com )

    ReplyDelete
  38. Wow that was a great blog post,all pictures are really nice.extra curicular activities like sports,creative arts,crafts etc builds the intelligence of a kid schools are responsible for all the development of a child if it is a character, personality, behavior etc and therefore it is mandatory to select perfect education institution for our kids. Waiting for your more impressive posts. well, i also found something interesting over here <a href="https://pumpkinkids.in/>best preschool in chennai</a>

    ReplyDelete

  39. Thanks for giving such wonderful informative information.
    Bachpan Play School

    ReplyDelete
  40. MyADU4Less
    is a full service design and build firm specializing in prefabricated Accessory Dwelling Units (ADUs) aka Granny Flats. We build throughout Southern California using Manufactured Homes (built to Federal Building Code) , Modular Homes ( built to Local Building Code) and Tiny Homes ( built to ANSI code) .

    ReplyDelete
  41. Great Blog, Thank You for posting this blog, it is very helpful and informative. If you are looking for Best Paramedical Courses After 12th then visit at Best Paramedical Courses at Best Paramedical Institute in Delhi.

    ReplyDelete